The Employees’ State Insurance Scheme (ESIC ) Scheme's service and information portals aim to deliver hassle-free services to both employers and employees. As part of this initiative, all compliance and payment are handled via the internet. Employers can use the platform to provide monthly contributions. Currently, the system allows payments through Net Banking, Debit/Credit cards, and UPI (Unified Payments Interface), expanding beyond just SBI account users.
Employers can make monthly contributions to their employees' ESIC accounts using an online portal. The web portal not only gives a convenient platform for making payments, but it also includes registration, login capabilities, and a full information guide.
The steps for registering on the ESIC portal are given below:

Follow the steps mentioned below to login to ESIC portal:
You will be required to follow the steps mentioned below for filing your monthly contributions on the ESIC service portal: located under the ‘Revenue’ or ‘Monthly Contribution’ section of the employer dashboard.
Step 1: Navigate to the 'Online Monthly Contribution Screen' in the ESIC service portal.
Step 2: Check the preview of the page by clicking on the 'Preview' button to ensure that the number of employees and their respective wages match your payroll records for the month.
Step 3: Click on the 'Submit' button to submit the monthly contribution details to ESIC.
Step 4: Employers can also choose to type the contribution of each employee manually or use the ‘Bulk Upload’ feature and upload the MS Excel file as an attachment.
Step 5: The payment can be made using the online payment method and can now be completed through Net Banking across multiple authorized banks, Debit/Credit cards, or UPI.
Step 6: After clicking on the 'Pay Online' option, click on the 'OK' button and continue with the online payment process.
Step 7: Keep a copy of the Challan number which is generated by the system for future reference and continue towards the payment process.
Step 8: Once the payment is completed, the portal will display the confirmation message. The employer should then download the ‘e-Challan’ as proof of compliance for the current wage period.
You will be required to follow the steps mentioned below to generate your Challan online:
Step 1: Click the Create Challan link; the screen will be redirected; then click view
Step 2:Choose the record that the employer will use to make the payment, then enter the amount that users wish to pay. This total is calculated based on the current rates of 3.25% for employer contribution and 0.75% for employee contribution.
Step 3: Once you've chosen the online option, click Submit. A notice will be presented, and users are required to click OK on it. This action must be performed by the 15th of every month to avoid a 12% per annum interest charges for late filing under Regulation 31.
To complete the Challan Double Verification on the ESIC portal, you have to follow the steps mentioned below:
Step 1: From the list of modules, click on the 'Online Challan Double Verification' option.
Step 2: The page will be displayed wherein you will have to enter the Challan number in the field provided.
Step 3: Click on the 'Submit' button and reprint the page which displays the successful payment message. This ensures that the payment status is updated from ‘Pending’ to ‘Paid’ in the ESIC database.
There are a number of reasons due to which a transaction can fail. You will be required to follow the steps mentioned below to process a failed transaction:
Step 1: Check your bank or payment gateway for any debits. Under the current 2026 guidelines, if the amount is deducted but the challan is not generated, you should wait for 48 to 72 hours for the status to sync.
Step 2: Examine your challan status by using the ‘Online Challan Double Verification’ tool mentioned above.
Step 3: If the payment is not changed, please contact ESIC support or your bank for assistance. A written complaint can also be raised through the ‘CPGRAMS’ or the ESIC IT Helpdesk with the transaction ID.
Step 4: Create a new challan and use a different payment method, like UPI or a different corporate bank account, to finish the transaction if the previous attempt was officially declared as “Failed" by the bank.
The penal provisions for non-payment or delay in payment of contribution are given below in the table:
Period of delay | Rate of damages in % p.a. |
Less than 2 months | 5% |
2 months to 4 months | 10% |
4 months to 6 months | 15% |
6 months and above | 25% |
In addition to damages under Regulation 31C, an employer who fails to pay the contribution within the 15 days must pay simple interest at 12% per year for each day of delay. Further, under Section 85 of the ESI Act, 1948, intentional non-payment of the employee’s share is treated as a breach of trust and can lead to criminal prosecution and imprisonment for up to three years.
The employer will have to submit the following reports. They are:
Features and Benefits of ESIC Online Payment
The various features and benefits of ESIC online payment are given below:
To download online ESIC challan, you must follow the steps given below:
The employee's contribution rate is 0.75% of the wages, and the employer’s contribution is 3.25%.
Interest and penalty will apply for late payment.
The minimum employee for ESIC is 10 or more persons. However, some states still maintain a threshold of 20 or more persons for certain establishments.
Yes, you will attract an interest of 12% p.a. with respect to each day of default or in default in payment of the contribution amount. Under the 2026 regulations, if a person fails to deposit the employee’s share is considered a criminal “breach of trust” and can lead to imprisonment.
The employer code number will be a 17-digit number provided to each of the factory or establishment registered under the provisions of the Act. The employer will have to provide the code number to complete the ESIC online payment.
Yes, ESIC provides medical benefits to employees and families, including OPD, inpatient care, drugs, maternity, and ambulance services.
The deadline for the monthly ESIC payments is the 15th day of every month. While the 2026 Finance Bill offers some tax deduction relief if paid by the ITR filing date, the legal deadline to avoid ESIC interest remains the 15th.

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