Bank of Baroda Premier Credit Card

1. Lifetime-free add-on cards: Cardholders can avail up to three add-on credit cards which carry the same benefits as the primary card. The add-on cards are offered free for lifetime. Add-on cards can be availed by the spouse, parents, sibling and kids above 18 years of age.

1. Complimentary insurance cover: The BOB Premier Credit Card provides a personal accidental death insurance cover to financially protect the cardholder and his/her family. The insurance is offered for free.

1. Zero liability on lost card: Report the loss of BOB Premier Credit Card within 24 hours and remain 0% liable for any fraudulent transaction that takes places after that.

1. Other features: The credit card provides an interest-free period of up to 50 days. Revolving credit facility available on payment of the minimum amount due.

1. Reward points programme:
   1. Earn 1 reward point on every Rs.100 spent on all categories.
   2. 5X more rewards on travel, dining, and international spends.
   3. Redeem reward points for cashback or other exciting gifts and vouchers.

Bank of Baroda Premier Credit Card Fees and Charges

Eligibility Criteria for the Bank of Baroda Premier Credit Card

The Bank of Baroda Premier Credit Card is designed for individuals and entities with a strong financial standing, offering exclusive benefits that match their elevated banking needs. To ensure you qualify for this premium offering, please review the specific eligibility requirements below.

For Salaried Individuals

If you are a salaried professional, your gross annual income must be ₹3 lakh or more. This ensures that the card is extended to applicants who have a consistent income stream, enabling them to comfortably manage the card's features and benefits.

For Companies and Private Firms

For businesses and private firms looking to apply for the Bank of Baroda Premier Credit Card, a key requirement is that your paid-up capital should be ₹25 lakh or above. This criterion is in place to reflect the financial health and stability of the applying entity.

Documents Required to Apply for BOB Premier Credit Card

1. For salaried
   1. A personal account with BOB
   2. Latest Form 16 or ITR copy
   3. Address proof copy
   4. Identity card copy, and,
   5. A photograph
2. For self-employed
   1. Last three years' audited balance sheet
   2. Profit and loss account
   3. Address proof copy
   4. Identity card copy and
   5. A photograph

How to Apply for Bank of Baroda Premier Credit Card

To apply for BOB Premier Credit Card, customers need to download the application form from the BOB official website, fill in the required details, attach the supporting documents and submit it at the nearest BOB bank branch office.

BOB Premier Credit Card application is available on the webpage.

Fill all the details accurately, sign in the appropriate boxes, paste a recent photograph, attach the required documents and submit it at any of your nearest BOB bank branch offices.

Alternatively, you can also send an SMS to apply for BOB Premier Credit Card from your registered number in the format mentioned below.

'Apply ' to 9223990624

The bank will give you a call and will take you through the application process.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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