Canara Bank Credit Card

Documents Required for Canara Bank Credit Card

To complete the process of applying for a Canara Bank credit card, you need to submit the following documents.

1. Passport size photo 

1. Copy of PAN card 

1. Aadhaar card 

If address in Aadhaar differs from present address, then provide (any on of the following): 

1. Driving license 

1. Voter ID 

1. Passport 

Income proof (any one of the following) 

1. Form 16 

1. Latest Balance Sheet 

1. Salary certificate 

1. IT assessment order/Latest IT returns 

The bank may require more documentation at its own discretion. 

Features and Benefits of Canara Bank Credit Cards

Canara Bank VISA Classic Credit Card

The Canara Bank VISA Classic Credit Card is a no-fee credit card with up to 50 days of interest-free credit and rewards accrued on every transaction, accepted across India and worldwide. The credit card is an excellent choice for anyone looking for a payment method that offers a simple and flexible way to handle expenditures for everyday purchases and online transactions. 

 Key Highlights: 

1. This card is available without any joining or annual fees.

1. Users get an interest-free credit period of up to 50 days until the next payment due date.

1. This credit card is valid for both domestic and international transactions.

1. The card has a revolving credit facility where cardholders can pay a minimum of 5% of the billed amount per month.

1. Cardholders can earn up to 2 Reward Points for every Rs. 100 spent on PoS or e-commerce transactions.

1. The card also offers easy EMI conversion via the Canara ai1 app.

 Eligibility: 

1.  Individuals: Rs.1 lakh minimum annual gross income 

1. For staff members, the minimum annual gross income should be Rs.60,000 with Rs.4,000 net monthly salary.

Features & Benefits: 

1. Exciting discounts for PoS and online shopping at all vendors 

1. Cash withdrawal at ATM (50% credit limit or Rs.50,000 whichever is lower)

1. The card provides a fraudulent charge cover of up to Rs. 2 lakh.

1. The card provides up to Rs. 25,000 of baggage and purchase protection.

1. For air accident cover of Rs. 4 lakh for air accidents, and Rs.2 lakh for other accidents for self.
2. For air accident cover and other accident cover, the card offers Rs.2 lakh and Rs.1 lakh for spouse. 

1. EMI Conversion available at 13%–14% per annum with transaction charges from Rs.100 to Rs.200 

Seasonal offers include domestic flight bookings, hotels, bus and cab discounts.

1. Seasonal offers include domestic flight bookings (GoIbibo Discount Offer for 12%), hotels (15% discount), bus (9%) and outstation cab (10% discount). 

1. Charges foreign transaction fee of 3%. 

1. Accepted across the globe. 

1. The maximum credit limit per month is Rs.5 lakh. 

Canara Bank MasterCard World Credit Card

The Canara Bank MasterCard World Credit Card offers up to 50 days of interest-free credit and premium features such as airport lounge access and no limit on rewards on every transaction. Best suited for high-value spenders looking for convenience and exclusivity. 

Key Highlights: 

1. This card offers a substantial credit limit starting from Rs. 5,00,000 up to Rs. 25,00,000, as per the bank’s discretion.

1. This card is available without any joining or annual fees.

1. Users get an interest-free credit period of up to 50 days until the next payment due date.

1. This card is accepted at both domestic and international merchants.

1. The card is equipped with the “Tap & Pay” function for faster and secure transactions.

1. The card also offers easy EMI conversion via the Canara ai1 app.
2. Rewards of 2 rewards points per Rs.100 spent at PoS / e-commerce.
3.   Withdrawal of cash at ATM & other non-financial services.
4. Shopping at PoS and online at discounted prices.
5. Offers domestic and international airport lounge access. 

Note:  

1. Offers three access for self and two for guests per quarter to domestic airport lounges. 

1. Offers two access for self and two for guests per year to international airport lounges. 

Eligibility: 

1. Individuals: Minimum gross annual income of Rs.10 lakh 

1. Staff: Minimum gross annual income of Rs.60,000, and net monthly salary not less than Rs.4,000. 

Features & Benefits: 

1. The card provides an air accident death cover of up to Rs. 10 lakhs for the cardholder and Rs. 5 lakhs for their spouse.

1. For other accidental deaths, the card offers a cover of up to Rs. 4 lakhs for the cardholder and Rs. 2 lakhs for their spouse.

1. Cardholders can withdraw up to 50% of their credit limit (maximum Rs. 5,00,000) at ATMs. A cash withdrawal fee of Rs. 30 per Rs. 1,000 withdrawn is applicable.

1. The card provides baggage and purchase protection up to Rs. 25,000 and a fraudulent charge cover of up to Rs. 2,00,000.

1. EMI conversions: 13% to 14% p.a., Rs.100 to 200 transaction fee 

1. Discounts for GoIbibo domestic flights (12%), hotels (15%) and buses (9%) as well as outstation cabs (10%).

Canara Bank Rupay Platinum Credit Card 

Enjoy interest-free credit for as long as 50 days, and an elite suite of enhanced benefits and rewards to meet the needs of frequent shoppers and travelers with Canara Bank Rupay Platinum Credit Card. If you are a frequent shopper or traveler, this is a card for you, with seamless domestic and international acceptance for all types of transactions either online or offline. 

Key Highlights: 

1. This card is available without any joining or annual fees.
2. This card offers a flexible credit limit starting from Rs. 50,000 up to Rs. 25,00,000, subject to income and credit profile.
3. Users get an interest-free credit period of up to 50 days until the next payment due date.
4. This card is accepted at both domestic and international merchants.
5. The card is enabled with an EMV Chip and PIN for enhanced transaction security.
6. The card also offers easy EMI conversion via the Canara ai1 app.

Eligibility: 

1. Individual: a minimum annual gross income: Rs.2 lakh 

1. Staff members: with a minimum annual gross income of Rs.60,000 and Net take-home pay not less than Rs.4,000 per month.

 Features & Benefits: 

1. Users can earn 2 reward points for every Rs. 100 spent on PoS or e-commerce transactions.

1. Complimentary access to selected domestic and international airport lounges (typically 2 visits per quarter for domestic and 2 per year for international).

1. Cardholders can withdraw up to 50% of their credit limit (maximum Rs. 50,000) at ATMs. A cash withdrawal fee of Rs. 30 per Rs. 1,000 withdrawn is applicable.

1. The card provides an air accident cover of up to Rs. 8 lakhs for the primary cardholder and Rs. 4 lakhs for the spouse.

1. Other accident cover is also provided up to Rs. 4 lakhs for the primary cardholder and Rs. 2 lakhs for the spouse.

1. Baggage and purchase protection of up to Rs. 25,000 and a fraudulent charge cover of up to Rs. 5,00,000.

1. Charges for EMI Conversion - Minimum Rs. 100; 2% of the transaction amount (maximum Rs. 200), and the interest rate charged ranges between 13% to 14% per annum.

Canara Bank Rupay Select Secured Credit Card  

The Canara Bank Rupay Select Secured Credit Card combines secured credit convenience with premium benefits like airport lounge access, concierge services, and exclusive merchant offers. It is designed for individuals seeking both financial security and rewarding spending.  

Key Highlights: 

1. No joining or annual fees are applicable for this card.

1. This card is a secured card and is issued against a lien on your Canara Bank Term Deposit.

1. The card offers a credit limit set at 80% of the value of the term deposit. The credit limit ranges from Rs. 1 lakh to Rs. 5 lakhs.

1. Users get an interest-free credit period of up to 50 days until the next payment due date.

1. Cardholders can withdraw up to 50% of their credit limit (maximum Rs. 50,000) at ATMs. A cash withdrawal fee of Rs. 30 per Rs. 1,000 withdrawn is applicable.

1. This card is accepted at millions of RuPay-enabled merchant PoS terminals and ATMs globally.

1. The card also offers easy EMI conversion via the Canara ai1 app.

Eligibility: 

1. Applicants must have a valid Term Deposit with Canara Bank.

1. The minimum age for applicants is 18 years and the maximum age is 70 years.

1. The term deposit must be free of any existing encumbrances or prior liens.

1. Any individual who maintains the required deposit can apply for this card.

Features & Benefits: 

1. Users can earn 2 reward points for every Rs. 100 spent on PoS or e-commerce transactions.

1. The card provides an air accident cover of up to Rs. 10 lakhs for the primary cardholder and Rs. 5 lakhs for the spouse.

1. Other accident cover is also provided up to Rs. 5 lakhs for the primary cardholder and Rs. 2 lakhs for the spouse.

1. Baggage and purchase protection of up to Rs. 25,000.

1. 24/7 dedicated concierge assistance for travel, hotel bookings, and dining reservations.

Other Benefits

Welcome offers:  

1. Gift voucher worth Rs.500 from Croma. 

1. Discount offer from Apollo Pharmacy. 

1. Offers discount of Rs.100 on the first two transactions made on purchases at Snapdeal. 

Wellness and Lifestyle

1. One complimentary health check-up package per year.
2. Complimentary gym access or spa sessions.
3. Golf program access.

Cashback offers:  

1. 5% cashback on utility bill payments and on restaurants eating out, capped at Rs.50 per month.  

Lounge access:  

1. Offers two access per quarter at domestic airport lounges covering 30 lounges in 11 cities. 

1. Offers two accesses per year at international airport lounges covering more than 500 lounges in more than 300 cities. 

RuPay Insurance Programme: 

1. In case of death due to Personal Accident and Permanent Disability, the card offers coverage of Rs.10 lakh. 

Canara Bank MasterCard Standard Credit Card 

Canara Bank MasterCard Standard Credit Card comes with a benefit of 50 days interest-free credit on all transactions along with rewards on all transactions which makes it suitable for all the routine purchases across on-line payments and transactions at the outlets of merchants. So, enjoy the comfort of the card with basic features to manage your finances and EMIs. 

 Key Highlights: 

1. This card is available with zero joining fee.

1. The annual fee is waived if the annual turnover on the card exceeds a specific threshold (typically ₹1,00,000); otherwise, a nominal fee of ₹1,000 applies.

1. This card offers a credit limit set at 30% of the gross annual income, with a maximum limit of up to Rs. 5 lakhs.

1. Cardholders can withdraw up to 50% of their credit limit (maximum Rs. 50,000) at ATMs. A cash withdrawal fee of Rs. 30 per Rs. 1,000 withdrawn is applicable.

1. Users get an interest-free credit period of up to 50 days until the next payment due date.

1. This card is accepted at both domestic and international merchants.

1. The card also offers easy EMI conversion via the Canara ai1 app.

Eligibility: 

1. For individuals only: Minimum annual gross income of Rs.1 lakh or equivalent  

1. For staff members: Minimum annual gross income of Rs.60,000 and net take home pay not less than Rs.4,000 monthly  

Features & Benefits: 

1. Users can earn 2 reward points for every Rs. 100 spent on PoS or e-commerce transactions. Points can be redeemed via the Canara Rewardz portal.
2. The card provides an air accident cover of up to Rs. 4 lakhs for the primary cardholder and Rs. 2 lakhs for the spouse.
3. Other accident cover is also provided up to Rs. 2 lakhs for the primary cardholder and Rs. 1 lakh for the spouse.
4. Baggage and purchase protection of up to Rs. 25,000 and a fraudulent charge cover of up to Rs. 2,00,000.
5. Users can access seasonal discounts such as 12% off on domestic flight bookings, 12% on hotels, 9% on bus bookings, and 10% on outstation cabs via Goibibo.
6. No interest is charged on cash withdrawals if the full outstanding balance is paid by the due date.
7. A forex markup fee is calculated at 3% of the transaction amount.

Canara Bank VISA Corporate Credit Card

The Canara Bank VISA Corporate Credit Card offers corporate organizations up to 50 days of interest-free credit. The bank expects you to make a number of business purchases on behalf of your firm. This is especially beneficial to corporations that want to manage their cash flow in a flexible manner and feel comfortable with their employees spending money on behalf of the firm. 

Key Highlights: 

1. This card is available at an enrollment fee of Rs. 250.
2. An annual fee of Rs. 400 is charged only for add-on cardholders.
3. Users get an interest-free credit period of up to 50 days until the next payment due date.
4. This card is accepted at both domestic and international merchant outlets and ATMs.
5. The card offers a flexible credit limit starting from Rs. 50,000 up to Rs. 25,00,000, subject to income and credit profile.
6. The card provides access to seasonal offers for travel and e-commerce companies.

Eligibility: 

1. The firm's annual gross income must be at least Rs. 5 lakh per annum.

1. The credit card limit is sanctioned to the corporate entity based on 20% of its annual income, with a maximum ceiling of Rs. 50 lakhs.

Features & Benefits: 

1. Users can earn 2 reward points for every Rs. 100 spent on PoS or e-commerce transactions.

1. The rate of interest after the nominated credit period is 2.5% per month (30% per annum).

1. Cardholders can withdraw up to 50% of their credit limit (maximum Rs. 5,00,000) at ATMs. A cash withdrawal fee of Rs. 30 per Rs. 1,000 withdrawn is applicable.

1. The card provides an air accident cover of up to Rs. 4 lakhs for the primary cardholder and Rs. 2 lakhs for the spouse.

1. Other accident cover is also provided up to Rs. 2 lakhs for the primary cardholder and Rs. 1 lakh for the spouse.

1. Baggage and purchase protection of up to Rs. 25,000 and a fraudulent charge cover of up to Rs. 2,00,000.

1. Cardholders are eligible for complimentary airport lounge access (subject to Visa’s prevailing terms).

1. Users also have access to seasonal discounts such as 12% off on domestic flight bookings, 12% on hotels, 9% on bus bookings, and 10% on outstation cabs via Goibibo.

Canara Bank VISA Gold Credit Card

Canara Bank VISA Gold Credit Card is a smart credit tool that gives you up to 50 days interest-free credit, exciting reward programmes as well as an option for EMI conversion. It is suitable for normal shopping purchases and generally for online purchases too. Cardholders can use their card in a secure way in India and abroad if they are looking for flexibility with benefits. 

Key Highlights: 

1. This card is available without any joining or annual fees.

1. This card offers a maximum credit limit of up to Rs. 25,00,000 per month (linked to 30% of the applicant’s gross annual income).

1. Users get an interest-free credit period of up to 50 days until the next payment due date.

1. This card is accepted at both domestic and international merchants.

1. The card also offers easy EMI conversion via the Canara ai1 app.

1. Users can earn 2 reward points for every Rs. 100 spent on PoS or e-commerce transactions.

Eligibility: 

1. For Individuals: Minimum annual gross income of Rs.2 lakh.  

1. For Staff members: Minimum annual gross income of Rs.60,000 and net take home salary less than/staying at Rs.4,000 per month. 

Features and Benefits: 

1. Cardholders can withdraw up to 50% of their credit limit (maximum Rs. 50,000) at ATMs. A cash withdrawal fee of Rs. 30 per Rs. 1,000 withdrawn is applicable.

1. The card provides an air accident cover of up to Rs. 8 lakhs for the primary cardholder and Rs. 4 lakhs for the spouse.

1. Other accident cover is also provided up to Rs. 4 lakhs for the primary cardholder and Rs. 2 lakhs for the spouse.

1. Baggage and purchase protection of up to Rs. 25,000 and a fraudulent charge cover of up to Rs. 5,00,000.

1. EMI Conversion Fee - Minimum Rs. 100; 2% of the transaction amount, capped at Rs. 200.

1. EMI Rate - 13% p.a. for tenure less than 1 year; 14% p.a. for 1 year.

1. Markup on Forex Transactions - 3% of the transaction amount.

1. Seasonal Offers - 12% off on domestic flight bookings, 12% on hotels, 9% on bus bookings, and 10% on outstation cabs via Goibibo.

Canara Bank VISA Gold Secured Credit Card

The Canara Bank VISA Gold Secured Credit Card delivers up to 50 days of interest-free credit with rewards and EMI options, combining security with convenient domestic and international usage. It is ideal for cardholders looking for flexible spending with added protection. 

Key Highlights: 

1. No joining or annual fees are payable for this card.

1. This card offers a maximum credit limit of up to Rs. 25,00,000 per month (linked to 30% of the applicant’s gross annual income).

1. Users get an interest-free credit period of up to 50 days until the next payment due date.

1. This card is accepted at both domestic and international PoS and online outlets.

1. The card is enabled with EMV Chip and PIN for enhanced transaction security.

1. The card also offers easy EMI conversion via the Canara ai1 app.

Features & Benefits: 

1. Users can earn 2 reward points for every Rs. 100 spent on PoS or e-commerce transactions. Points can be redeemed for cashback or goods.

1. Cardholders can withdraw up to 50% of their credit limit (maximum Rs. 50,000) at ATMs. A cash withdrawal fee of Rs. 30 per Rs. 1,000 withdrawn is applicable.

1. An interest of 2% per month (24% per annum) is chargeable on overdue balances.

1. A foreign markup fee is charged at 3% of the transaction amount.

1. The card provides an air accident cover of up to Rs. 4 lakhs for the primary cardholder and Rs. 2 lakhs for the spouse.

1. Other accident cover is also provided up to Rs. 2 lakhs for the primary cardholder and Rs. 1 lakh for the spouse.

1. Baggage and purchase protection of up to Rs. 25,000 and a fraudulent charge cover of up to Rs. 2,00,000.

1. The card offers access to seasonal discounts, such as offers on flight and hotel bookings through partners like Goibibo.

1. EMI Conversion Fee - Minimum Rs. 100; 2% of the transaction amount, capped at Rs. 200.

1. EMI Rate - 13% p.a. for periods less than 1 year; 14% p.a. for 1 year and above.

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