Bandhan Bank Standard Chartered Credit Card

Bandhan Bank has partnered with Standard Chartered to provide a range of credit cards. Various fuel, movies, shopping, and dining benefits are provided by the bank on its credit cards.

Note: Bandhan Bank is no longer accepting new applications for this credit card.

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Top Credit Cards offered by Bandhan Bank

The different credit cards that are offered by Bandhan Bank are mentioned below:

  1. Bandhan Bank One
  2. Bandhan Bank Plus
  3. Bandhan Bank Xclusive

Bandhan Bank One Credit Card

The main features of the Bandhan Bank One Credit Card are mentioned in the table below:

Category

Features

Annual Fee

Rs.299

Renewal Fee

Waived if you spend Rs.60,000 in a year

Fuel Surcharge Waiver

Provided

Reward Points

  1. 1 Reward Point is provided if you spend Rs.150
  2. 5 Reward Points are provided for grocery, movies, dining, and super markets spends

Joining Benefit

500 Reward Points

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Bandhan Bank Plus Credit Card

The main features of the Bandhan Bank Plus Credit Card are mentioned in the table below:

Category

Features

Annual Fee

Rs.699

Renewal Fee

Waived if you spend Rs.90,000 in a year

Fuel Surcharge Waiver

Provided

Reward Points

  1. 3 Reward Points are provided if you spend Rs.150
  2. 5 Reward Points are provided for grocery, movies, dining, and super markets spends

Joining Benefit

1500 Reward Points

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Bandhan Bank Xclusive Credit Card

The main features of the Bandhan Bank Xclusive Credit Card are mentioned in the table below:

Category

Features

Annual Fee

Rs.2,999

Renewal Fee

Waived if you spend Rs.4,00,000 in a year

Fuel Surcharge Waiver

Provided

Reward Points

  1. 3 Reward Points are provided if you spend Rs.150
  2. 10 Reward Points are provided for grocery, movies, dining, and super markets spends
  3. Additional Rewards Points are provided throughout the year

Lounge Access

4 times in a calendar year. No minimum spend is required to avail the benefit.

Joining Benefit

Rs.3,000 is provided as a MakeMyTrip cashback

How to Block a Bandhan Bank Credit Card?

Losing your credit card or suspecting it has been stolen can be stressful, but taking immediate action is crucial to protect your account. Bandhan Bank provides several quick and secure methods to block your credit card instantly. Here are the step-by-step procedures for each method.

1. Phone Banking (Immediate Action)

This is the fastest way to ensure your card is blocked. You can call Bandhan Bank's 24/7 credit card customer care line to report the loss and have the card deactivated immediately.

  1. Dial the Number: Call the Bandhan Bank credit card helpline at 1800-258-8181 (toll-free).
  2. Verify Your Identity: You will be asked to verify your identity by providing some personal details. For a quicker process, it is highly recommended to call from the mobile number that is registered with your bank account.
  3. Request the Block: Inform the customer care executive that you want to block your credit card. They will process your request instantly.

2. Using the mBandhan Mobile App

If you use the mBandhan mobile app, you can block your card yourself in just a few taps.

  1. Step 1: Log in to your mBandhan app using your credentials.
  2. Step 2: Navigate to the 'Credit Cards' section from the main menu.
  3. Step 3: Select the credit card you wish to block.
  4. Step 4: Look for an option such as 'Manage Card', 'Card Services', or 'Block Card'.
  5. Step 5: Follow the on-screen instructions to confirm and permanently block your card. You will receive an immediate confirmation via SMS.

3. Through Internet Banking

You can also block your card by logging into the Bandhan Bank internet banking portal.

  1. Step 1: Visit the official Bandhan Bank website and log in to the retail internet banking portal with your user ID and password.
  2. Step 2: Once logged in, go to the 'Credit Cards' tab on your dashboard.
  3. Step 3: Find and click on the 'Service Requests' or a similar option.
  4. Step 4: From the list of services, select 'Report Lost/Stolen Card' or 'Block Credit Card'.
  5. Step 5: Choose the specific card number and follow the prompts to confirm the block. The bank will send a confirmation to your registered mobile number and email address.

Once your card is successfully blocked, Bandhan Bank will typically issue and dispatch a new replacement card to your registered address within a few working days.

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FAQs on Bandhan Bank Standard Chartered Credit Card

  • What are the advantages of a contactless credit card?

    The advantages of a contactless credit card are: Can be used as a regular card and Secure and safe

  • Can I use the credit card if the terminal does not have the contactless facility?

    Yes, the card can be used as a regular credit card if the terminal does not have a contactless facility.

  • Is there a limit to the number of contactless transactions that can be done in a day?

    Yes, up to 5 contactless transactions can be done in a day.

  • Is it possible to opt for a Bandhan Bank Credit Card without the contactless feature?

    No, the contactless facility is a permanent feature and cannot be disabled.

  • What is the transaction limit of a Bandhan Bank Credit Card with the contactless feature?

    The maximum amount that can be processed per transaction is Rs.2,000.

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