Punjab National Bank FD Calculator 2026
Punjab National Bank, one of the public sector banks operating in the country offer different types of fixed deposits. Customers can open a fixed deposit account of their choice. The interest rate offered on these term deposits range between 3.00% p.a. to 6.60% p.a. per annum with the minimum and maximum tenure being 7 days and 10 years.
Before opening a FD account with the lender, you can check the maturity amount by using a FD calculator. This enables you to know how much you will earn for investing a certain sum of money for a specific period of time.
You can use BankBazaar's FD calculate by simply entering the amount, tenure, and interest rate.
Benefits of Using the PNB FD Calculator
The benefits of using BankBazaar's FD calculator are mentioned below:
- It lets you compare the maturity amount by entering interest rates offered by different banks and different invesment tenures.
- You get to know the extra amount which you will receive as interest.
- You have the option of choosing the type of fixed deposit where you are looking to invest.
How to Use the PNB FD Calculator
You can use BankBazaar's FD calculator by following the steps listed below:
Step 1: Visit BankBazaar's FD calculator page.
Step 2: Enter details like deposit amount, tenure, and interest rate.
Step 3: Select the type of fixed deposit
Step 4: Click on 'Calculate'.
PNB Bank Domestic/NRO Fixed Deposit Interest Rates
The domestic/ NRO fixed deposit interest rates are as given below (w.e.f. 24 February 2026)
Tenure | Interest Rates (% p.a.) | ||
| Regular Citizens | Senior Citizens | Super Senior Citizens |
7 to 14 days | 3.00 | 3.50 | 3.80 |
15 to 45 days | 3.00 | 3.50 | 3.80 |
46 to 90 days | 4.50 | 5.00 | 5.30 |
91 to 154 days | 4.90 | 5.40 | 5.70 |
155 days | 5.55 | 6.05 | 6.35 |
156 days to 179 days | 4.90 | 5.40 | 5.70 |
180 days to 270 days | 5.60 | 6.10 | 6.40 |
271 days to 302 days | 5.60 | 6.10 | 6.40 |
303 days | 5.55 | 6.05 | 6.35 |
304 days to less than1 year | 5.60 | 6.10 | 6.40 |
1 year | 6.25 | 6.75 | 7.05 |
Above 1 year to 443 days | 6.30 | 6.80 | 7.10 |
444 days | 6.60 | 7.10 | 7.10 |
445 days to 2 years | 6.30 | 6.80 | 7.10 |
Above 2 years to 3 years | 6.30 | 6.80 | 7.10 |
Above 3 years to 1203 days | 6.10 | 6.60 | 6.90 |
1204 days | 6.05 | 6.55 | 6.85 |
1205 days to 5 years | 6.10 | 6.60 | 6.90 |
Above 5 years to 10 years | 6.00 | 6.80 | 6.80 |
Note: The senior citizens will not get benefit of additional interest rate on NRO deposits
FAQs on PNB FD Calculator
- What is the minimum deposit amount for opening a FD account under the PNB Special Term Deposit Scheme?
The minimum deposit amount for opening a FD account under the PNB Special Term Deposit scheme is Rs.100.
- Is overdraft and nomination facility available on term deposits offered by Punjab National Bank?
Yes, the facility of overdraft and nomination is available.
- Is there an interest rate concession on fixed deposits for super senior citizens at Punjab National Bank?
Yes, an interest rate concession of 0.80% p.a. is provided for super senior citizens on fixed deposits.
- Does the bank offer a special fixed deposit scheme for girls?
Yes, a fixed deposit scheme called PNB Balika Shiksha Fixed deposit scheme is offered by the lender for girls.
- Will a penalty be levied for premature withdrawal of deposit under the PNB Pranam Fixed Deposit scheme, once the investor attains the status of senior citizen?
In such instance, no penalty will be levied by the bank for premature withdrawal.
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